Helping Small Business Grow For 10+ Years
2010
Initial concept executed, and contacts have been created after going through the loan application process for a friend.
2013
Helped to secure seven figures in loans for numerous friends, and business associates.
2019
Developed a proprietary algorithm to match applications based on criteria. Made onboarding, and screening of new lenders simple.
Today
The #1 place for small business owners to find fast financing with reasonable rates. Our process is proven, and we have helped secure loans for all specialties.
Our core principles
Created to support and empower small businesses, Certified Lending, LLC is 100% committed to serving its customers with the smartest financing solutions and world class service.
Fast business loans
100% customer satisfaction
Reasonable financing rates
Privacy and data security
Unique matching algorithm
Your financial partner
Frequently Asked Questions
In some cases your business credit score alone can do the work, but like every other bank, most businesses will have to rely on a personal guarantee. Here are some common scenarios:
- If you have excellent credit (720+): 100% of the time we can match you.
- If you have great credit (680-720): 96% of the time we can match you.
- If you have average credit (649-680): 88% of the time we can match you.
- If you have average credit (600-649): 79% of the time we can match you.
- If you have below average credit (599 or less): 62% of the time we can match you.
- If you have an ongoing business with regular monthly revenue, your credit scores may be less important!
Regardless of your personal credit, take the time to fill-out the application and get the latest on what programs our lenders now offer. Remember, they don’t get paid if you don’t get funded! You have nothing to lose to investigate the process and learn more about how you can get more credit and improve your personal or your businesses financial profile.
Unlike the other guys, we don’t require you to fill out a long, endless application in hopes that the lender will do business with you. Instead, we have streamlined the process and take care of all the finer details for you. Our application process can be completed within 3 minutes, after which you will immediately be matched with a qualified lender that can process your loan. We won’t stop there. We will give you every way to contact them and you can expect a call from the lender within 24 hours (only one phone call, from one lender).
We never charge an up-front fee or ask for a credit card. The only time you will pay anything is if you get the loan your business needs.
NEVER! The reason why we only match you to one lender is because applying for a loan should be a personal thing. We want to get your the best rate, with the best lender, at the best time. You will be matched with a perfect lender for your situation. They will be the only ones to contact you. Your information is private and never resold to anyone.
Our secure severs are protected by a high-grade AES-256 bit SSL encryption. Our process will also never collect any sensitive information such as your social security number. The lender you are matched with will collect this information from you over the phone or through another secure method.
The length it takes to get the loan can vary wildly with the requested loan amount and loan type. For example, a large SBA loan can sometimes take up to 6 months to complete whereas a $50,000 unsecured line of credit or equipment loan can take as little as 5 days.
You are in charge of every aspect of your business. Take 3 minutes, fill out the application, and see how much you qualify for.